Financial Literacy

Financial Literacy is important, no matter what age group you belong to, whether you are just starting 5th grade, funding your college education, planning for a family or retirement. Financial Literacy gives you the skills and knowledge that will allow you to reach your financial goals. More specifically, it will help you understand how money works in the world spanning from what you earn by having a job, to how you manage it to survive, and how to save it for the future or specific purchases.

Financial Resources

  1. SmartAboutMoney.orgSmart About Money is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.
  2. Established by Congress the Consumerfinance.gov was created to protect the consumers by carrying out federal consumer financial laws. Click the link and “Get Assistance” tab to see how they can help you.
  3. Igrad.com was created for the college student. IGRAD’s mission is to empower the population to effectively manage their money, limit and repay their debts, and begin successful careers.
  4. Practicalmoneyskills.com and Whatsmyscore.org want to help you the consumers and students learn the essentials of personal finance in collaboration with Visa, consumer advocates, educators, and financial institutions.
  5. The U.S. Department of Education provides these websites Studentaid.ed.gov, FAFSA.gov, NSLDS.ed.gov, and Studentloans.gov are all a part of Federal Student Aid programs, Direct Loans, and the information resource hub for financing your education.  The websites provide you direct insight from A-Z on programs so that you can apply for student aid, grants, and loans. It also provides you the resources to repay your student loans or become a work-study student while attending college.
  6. 360financialliteracy.org 360 Degrees of Financial literacy is a national volunteer effort of the nation’s Certified Public Accountants to help Americans understand their personal finances and develop money management skills. It focuses on financial education as a lifelong endeavor—from children learning about the value of money to adults reaching a secure retirement.

 

Credit Bureaus

Equifax
Report Order: 1-800-685-1111
Fraud Hotline: 1-888-766-0008
www.equifax.com 
Experian
Report Order: 1-800-397-3742
Fraud Hotline: 1-888-397-3742
www.experian.com
Trans Union
Report Order: 1-800-322-8228
Fraud Hotline: 1-800-680-7289
www.tuc.com